Would you like to leave a $1 million inheritance to your loved ones?


It’s simple.

Many times when I ask people about retirement, they have no clue what age they will retire or how much money they need to live out their final 20-40 years after they stop working.

Do you realize that when you shop and spend money every pay period you are systematically giving your family’s fortune to the family that owns the restaurants and stores?

Do you know the two biggest factors in having good credit?


Paying debts on time is No. 1, and credit utilization is No. 2.