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Teneshia LaFaye was at a crossroads in her late 20s. She could either leave her newspaper career to be the Cleveland Cavaliers’ dedicated writer for their NBA site during the start of LeBron James’ professional career or she could transition to business ownership to take control of her income, her time and her future. At the time, Teneshia discovered that she wouldn’t have a pension being a journalist and that most people who start working at age 21 are either dead or dead broke by age 65. She was already broke in spite of her $40,000 annual salary.